Business and Investment Loans
- Business Loans
- Investment Loans
- Commercial Loans
- Compare Top Broker Ratings for Business and Investment Loans
Business Loans
Are you one of the 1,660,000 Australians who operate their own business?
Are you one of the 1,040,000 Australians who run their business from their own home?
If you’re like most small business people in Australia, you see opportunities all the time that could improve and increase your business. Sadly, if you are like most small business operators, most of the time you have to watch these opportunities pass you by … because you simply don’t have the funds to take advantage of them.
The Compare Home Loans panel of lenders offer a range of finance products to ensure you don’t miss that next opportunity to grow your business. Using your home, where you run your business, as security, you can create a finance solution to maximise your business potential, at low rates.
Typical options include:
A Standard Term Loan which offers you the funds to drive your business forward. Whether you require plant and equipment, want to buy a new business premises or for any worthwhile business need. As with your home loan, you can opt for a fixed or variable interest rate, with flexible repayment options (including paying your interest in advance).
A Commercial Line of Credit is a flexible solution to cover the following financial needs:
- Provides either variable or fixed interest rates.
- Can be used as a day-to-day transaction account.
- Can combine your business accounts and loan accounts into one.
- You can manage your finances on-line, over the phone or through a branch.
- Even when you have paid off your loan, you retain a flexible credit limit to take advantage of future opportunities.
A Commercial Overdraft helps control those fluctuations in cash flow that all small businesses face:
- Variable interest rates.
- You pay interest only on the funds you use
- Controls the stress between your creditors and debtors. .
Investment Loan
Choosing the right investment loan is the key to profitable outcome.
We all know that buying our own home is an investment in our future. With the continued appreciation in house prices and record low interest rates, that first Australian dream home can not only be based upon which we build our lives, but also help fund our retirement.
But what about investing even more in our future? Savings accounts, stocks and shares were typically the ideal for someone looking to insure their future and the future of their family. Today, however, a second home or 'investment property' has become the way many of us secure a long and stress free financial future.
Unlike cash investments, or a share portfolio, property is solid, tangible and the safest investment we can make. As well as the rental income it generates, the property itself increases in value, offering you a double return. Added to this are the potential tax benefits of owing an investment property.
With a Compare HomeLoans investment loan, it really is just like having someone else fund your investment. By unlocking the equity that is just sitting there in your home, you can purchase another property, rent it out and have someone else pay it off. Every year that new house or unit can increase in value and along the way, you can benefit from tax minimisation benefits, such as negative gearing.
Negative gearing is when the costs of your investment property are greater than the rent you charge on it - you then get to claim the difference as a tax deduction – now as well as your tenants, the government is helping pay for your investment property!
Regardless of your situation, what sort of home you own and how much you still owe, Compare Home Loans can find the investment loan that is perfect for you to start investing in your future with your new investment property.
Commercial Loan
Want to expand or improve your business?
Owning your own business is a great achievement. Lots of hours of time and work have gone into setting your business up and keeping it running. Over time the business has been going steady, doing well and moving forward. You realise that you want to expand and/or improve the business, or you want to manage your money better but don't have the money or knowledge to do so.
With a Compare HomeLoans commercial loan, you are able to borrow money to expand or improve your business, by buying new properties, equipment or renovations to help you reach your goals. It allows you to pay extra attention in improving and making your business/company what you want to be without worrying about finances during that stage.
Commercial Loans are secured by your current commercial property mortgages, unlike a business loan where it is secured by a residential house. These loans are avaliable for anyone with a business, be it individuals, trusts, partnerships or companies.
No matter what your business situation, Compare Home Loans can find the commercial loan that is perfect for you to start growing and improving your business.
Broker Options - Business and Commercial Loans:
| Loan Broker | Online Service |
Performance Rating |
Link to Enquiry Form |
|---|---|---|---|
| Home Loan Club | Fast access seven days a week extended hours |
Noted for great solutions with a good application success rate |
|
| Rate Blitz | Fast access extended office hours |
Noted for great solutions with a good application success rate |
|
| Rate Slayer | Fast access seven days a week extended hours |
Noted for great solutions with a good application success rate |
Compare these Top Providers: Additional notes
Home Loan Club
Home Loan Club have been providing excellent solutions for refinance across Australia for several years with high customer satisfaction. Home Loan Club specialise in sourcing and tailoring the loan to fit your needs whatever the degree of complexity.
Amoung the wide range of loan products accessed by Home Loan Club is the popular Lo Doc with 80% max lend with no fees and low interest rate.
Performance Rating for Business and Investment Loans : High Rating
Please click here to access the Enquiry Form for Home Loan Club
Rate Blitz
Australian -Finance have access to private funds for lending as well as standard bank and lending institution finance. If there are complications in the refinance requirements please consider the more achievable solutions available with Australian-Finance who are able to provide excellent solutions for business loans.
Performance Rating for Business and Investment Loans : Low Rating
Please click here to access the Enquiry Form for Australian-Finance
Rate Slayer
Rate Slayer offers great rates for home loans. Can be a great option for simple investment loans but not a great source for complex business loans.
Performance Rating for Business and Investment Loans : Low Rating
Please click here to access the Enquiry Form for Rate Slayer
Please click here to visit Information Summary on each Broker