Who are Compare-HomeLoans?

1.    Who are Compare-Homeloans?

Compare-Homeloans is a wholly owned subsidiary of Pacific Capital Australia Pty Ltd (“PCA”).

PCA is a diverse company which has been trading since 2001 and predominantly operates within the finance industry.

PCA’s development of the Compare-Homeloans website evolved due to the ever growing demand of people wanting to simplify their options when comparing Homeloans amongst the major lenders in Australia.

2.    What Lenders are compared and why?

The vast majority of Homeloans are obtained through Australia’s major banks, therefore Compare-Homeloans provide interest rate details for the following banks:

• ANZ Bank
• BankSA
• Bankwest
• Commonwealth Bank
• National Australia Bank
• St George Bank
• Westpac

Compare-Homeloans also felt it was necessary to include a non-bank lender, as more and more Australians continually seek a better alternative to what some of the major banks have on offer.

Nationwide Lending was selected as the company has been trading since 2003 and appear to be a proactive mortgage manager. Their comprehensive website and service levels far exceeded most of the non-bank lenders available in Australia.

Compare-Homeloans may opt to add additional non-bank lenders in the future.

3.    How current are the interest rates being displayed?

All rates are updated at the beginning of each calendar month as a minimum.

4.    Why are no rates available for Credit Impaired Home Loans?

Currently non of the banks we list offer Credit Impaired Loans, however Nationwide Lending do provide finance options for borrowers requiring this type of finance.

Nationwide Lending’s credit impaired home loans are a rate-for-risk scenario, and therefore rates are quoted on the merits of each individual’s circumstances. Simply complete an Enquiry and a professional mortgage broker will promptly contact you.

5.    Which is the best type of loan?

We have provided almost all the different types of Homeloans that are available with a detailed description. However, it is always best to complete an Enquiry and a professional mortgage broker will promptly contact you for further assistance.

6.    What happens once I complete an Enquiry?

All completed Enquiries are vetted and delegated to a specialised professional mortgage broker, who will promptly contact you via your preferred method of contact.

7.    How can I contact Compare-Homeloans?

The best way is to complete our Enquiry form or send an email to

8.    Can I arrange a home loan via Compare-Homeloans?

The short answer is no.

Compare-Homeloans is merely an information service to assist people requiring a simplified manner to compare suitable Homeloans. However, upon completion of an Enquiry form, we will have a professional mortgage broker contact you for assistance with your home loan requirements.

Updated: Jan 7, 2011 9:37