First Home Loan
Choosing the right first home loan is as important as choosing the right home.
For most of us, our first home will the most important purchase we ever make – therefore your choice of first home loan – the loan that is individually perfect for you - can be the most important decision you ever make.
When choosing your first home, you need to consider every aspect of your life, both today and your plans for tomorrow. You will want room for a family and to entertain, maybe even work from home. The same is true of your first home loan. Just as you choose the home that is perfect for you, you must also choose the home loan that is perfect for you. It needs to be flexible enough to take into account your children, holidays and all the adventures your future holds.
Broker Options - First Home Buyers :
| Loan Broker | Online Service |
Performance Rating |
Link to Enquiry Form |
|---|---|---|---|
| Home Loan Club | Fast access seven days a week extended hours |
Noted for great solutions with a good application success rate |
|
| Rate Slayer | Fast access seven days a week extended hours |
Noted for great solutions with a good application success rate |
Your loan needs to be suited to your exact needs; offering redraw facilities, payment vacations, fixed or variable interest rates, flexible repayments, the option to restructure your loan down the track if your life and income levels change and the ability to make extra payments on your loan if your situation changes. The evaluation and ratings table above will hopefully give you more options and assist in your decision making.
Despite the uncertain times in which live, today is an excellent time to buy your first home. After two years in decline, home loan affordability improved in the last quarter of 2004; more first home buyers entered the market than at any time in the previous two years.
With the help of the First Home Owners Grant, buying your first home is now even easier. Regardless of your income, the government will contribute $7,000 to the deposit on your first home. The First Home Owners Grant, added to your own savings and Australia's lowest interest rates in two decades, now makes the dream of owning your own home a reality.
Compare Top First Home Loan Providers: Additional Notes
Home Loan Club
Loan Type: First Home Loan
Home Loan Club have been providing excellent solutions for refinance across Australia for several years with high customer satisfaction. Home Loan Club work exclusively with Club Financial Services consultants who have a terrific reputation for successful First home owner applications .
Performance Rating for First Home Loan : High Rating
Please click here to access the Enquiry Form for Home Loan Club
Rate Blitz
Loan Type: First Home Loan
Australian -Finance have access to private funds for lending as well as standard bank and lending institution finance. If there are complications in the refinance requirements please consider the more achievable solutions available with Australian-Finance who are able to provide excellent solutions for business loans.
Performance Rating for First Home Loan : Very High Rating
Please click here to access the Enquiry Form for Australian-Finance
Rate Slayer
Loan Type: First Home Loan
Rate Slayer Australia is geared for the first home buyer market with the Rate Slayer low interest rate loan or the Fee Slayer loan.
These are simple no fuss loans. Loans that are cost effective, back to basics home loans. The Slayer products are an easy to understand, simple to use loans. Both loans SLAYERS have many of the features that many complex loans have minus the cost to the customers of those ongoing fees that many of the Banks and other Finance companies have.
Performance Rating for First Home Loan : Very High Rating
Please click here to access the Enquiry Form for Rate Slayer
Please click here to visit Information Summary on each Broker